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Janet Smith is a multi-faceted professional with extensive experience across the financial services and healthcare industries. In her current role, Janet is responsible for product management of the portfolio of risk assessment products for Ë¿¹ÏÊÓƵAPP US Markets. As an accomplished product manager, Janet led the successful development, launch and management of innovative risk scoring, fraud detection, and authentication products for Mastercard Worldwide. Prior to joining Mastercard, Janet led commercial banking product development and sales for large US banks. Janet holds a BS in Mass Communications from Bradley University in IL and a BS in Nursing from Barnes-Jewish College of Nursing in St. Louis.