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Richard (Rick) Becchetti, CCRA, MBA, FLMI is a Senior Risk Management Analyst. Rick is responsible for analyzing and reporting risk concentration and catastrophe modeling for Ë¿¹ÏÊÓƵAPP’s U.S. Group Reinsurance Life, Accident, and Special Risk portfolio. He is also involved in operational risk management and research for the division along with value-added services for clients. He has a Certified Catastrophe Risk Analyst (CCRA) designation. Rick joined the company in 2002.