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Research and White Papers October 2024
How Insurers Combat the Complexities and Challenges of Fraud

Fraud is a lingering concern for US life insurance carriers, presenting a myriad of challenges. Through the 2024 US Life Insurance Fraud Survey, conducted by Ë¿¹ÏÊÓƵAPP and MIB, 25 carriers shared their pain points, and detection and prevention practices. The resulting insi...

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Articles October 2024
Weight Off Your Mind: The metabolic mental health connection

Growing evidence links metabolic syndrome and psychiatric conditions. Dual-purpose treatments can enable insurers to provide more targeted and effective solutions, potentially reducing long-term costs associated with chronic comorbidities.

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Asian woman holding mom's hand in hospital bed.
Articles October 2024
Insights from Japan on Comprehensive Cancer Coverage

As medical advances promise to revolutionize cancer detection and treatment, Japan’s experience with comprehensive cancer coverage may offer insights into the opportunities and challenges in other markets.

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Articles October 2024
GenAI in Insurance Update: Q4 2024

AI expert Jeff Heaton presents his quarterly update of recent technological advances and outlines their relevance to the insurance industry. In this installment: a look at different AI model types and how to evaluate them. Have a question or comment for Jeff?

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An older father in a red sweater cooks in the kitchen with his son, who wears an apron.
Articles October 2024
Revisiting UK Mortality Projections: The challenges of modeling future old age mortality
This mortality analysis of UK residents aged 50-70 is another effort by Ë¿¹ÏÊÓƵAPP actuaries to study the UK Continuous Mortality Investigation (CMI) Mortality Projections Model and share insights on its calibration. Read More
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Articles October 2024
Antimicrobial Resistance (AMR): An update

At a high-level UN meeting on September 26, 2024, global leaders committed to a set of targets and actions to combat Antimicrobial resistance (AMR), which is associated with approximately 5 million deaths each year. In this follow-up to her

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red alcoholic drink with marijuana
Articles September 2024
Alcohol, Marijuana, and Their Complex Impact on Life and AD&D Claims

The claims process can be complicated, but alcohol and marijuana add a new layer of complexity for insurers. This is particularly true for marijuana, for which laws, testing standards, and claims processing are less mature. Carriers must consider several factors amid...

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Articles September 2024
An Actuary’s Perspective: Unlocking the power of structured underwriting data

Advanced digital tools strengthened by artificial intelligence are providing actuaries with the structured data they need to create more precise risk assessment models.

Next: Revolut...

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Woman in red shirt using computer artificial intelligence
Articles September 2024
GenAI and Insurance: What OpenAI’s o1 ‘reasoning’ model could mean for insurers

The latest update to ChatGPT brings reasoning capabilities that make it more useful to insurers and reduces one of the main risks of generative artificial intelligence (GenAI) – hallucinations. 

...

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Older man on London Tube
Research and White Papers September 2024
New UK Biobank Mortality Study Asks: What are the keys to a longer life?

A collaborative research project between Ë¿¹ÏÊÓƵAPP and the University of Leicester in the UK revealed that non-traditional risk factors allow for a more informed biometric risk assessment.

Future research reports will provide a detailed analysis of new and establishe...

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Two larger people - a woman and man - exercise outdoors on a forest path
Articles September 2024
Outpacing Obesity: Ë¿¹ÏÊÓƵAPP study highlights exercise’s importance for reducing all-cause mortality

This article - featuring exclusive Ë¿¹ÏÊÓƵAPP research - dives into the mortality impacts of exercise on an obese population to better understand the effects of different levels of exercise and intensity across various age groups. It also compares the mortality experience o...

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Research and White Papers September 2024
Ë¿¹ÏÊÓƵAPP Fraud Conference 2024 Session Highlights

During Ë¿¹ÏÊÓƵAPP’s 11th annual fraud conference, industry insiders provided their valuable insights into this persistent concern. This article offers a summary of the virtual event, with key insights and top action items from each session, designed to empower the insurance...

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Research and White Papers September 2024
Fraud Remains a Thorn in the Insurance Industry’s Side

Across the globe, insurers are waging an ongoing battle against fraud. While opportunities for fraudsters abound, new strategies and tools are emerging to combat it. In Ë¿¹ÏÊÓƵAPP’s 2024 Global Claims Fraud Survey, 83 industry insiders provide key insights...

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Publications August 2024
Inside the Rise of the Prompt Engineer in Insurance

This article, based on a presentation on AI at Ë¿¹ÏÊÓƵAPP (see video below), explores the role of insurance prompt engineers and their importance to the future of our industry.

Next:

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Articles August 2024
Searching for Simplicity: Improving customer comprehension in life insurance through behavioral science

The complexity of information in the life insurance sales journey p...

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Man on a red phone in a city
Articles August 2024
Crossing the Streams: How behavioral science enhances automated underwriting

Insurers have historically relied on two streams of information to inform underwriting decisions - underwriting manuals and automated decision management platforms. Today, a third stream – behavioral science – offers insights that can improve the decision-making proc...

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Senior couple standing next to a red pickup truck
Articles August 2024
Retirement Readiness (Part 1): The global landscape

This article, the first in a two-part series, discusses the importance of preparing for retirement. Extensive research shows workers are struggling with the perceived complexities.

Navigating today's product development landscape is daunting. ...

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Senior woman with a red scarf standing in a wooded field
Articles August 2024
Retirement Readiness (Part 2): New products, tools, and insurer engagement

This article, the second in a two-part series, discusses the many ways insurers and banks are assisting people with planning for retirement.

Navigating today's product development landscape is daunting. Find a roadmap in 

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Woman thinking about returning to work
Articles August 2024
Using Behavioral Science to Help Claimants Return to Work
Behavioral science techniques can help facilitate return-to-work after a temporary disability and are particularly effective during a mental-health leave. In this article originally published in the Institute and Faculty of Actuaries' July 2024 Read More
Videos August 2024
Video: Post-Pandemic Mortality Trends Explored

In this brief video, Ë¿¹ÏÊÓƵAPP's Micah Canaday, Vice President of Americas Data Solutions, explains how Ë¿¹ÏÊÓƵAPP is using CDC population mortality data to derive insights into medium-term and possibly longer-term changes.

Ë¿¹ÏÊÓƵAPP's full US mortality report is due out...

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