A grandfather sits with two smiling grandchildren on his lap
Articles January 2024
Accelerated Underwriting Analysis: Examining today’s accelerated underwriting and its bright future

In an article that , Ë¿¹ÏÊÓƵAPP shares new data on the state of AU for individual life insura...

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Articles December 2023
Korea’s Long Road with SI Products Leads to Innovations in Customer Experience, Insurance Inclusivity

Follow along as Korean insurers target population decline with innovative new products that have improved the customer experience and helped insurers overcome stagnant growth amid intensifying competition.  

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A man gazes contemplatively out of a window
Articles December 2023
An Underwriter’s Journey with Young Onset Parkinson’s Disease

In this article from On the Risk, Ë¿¹ÏÊÓƵAPP's Michael Helms, in collaboration with Dr. Maryam Shapland, offers a compelling account of his unexpected journey with young onset Parkinson’s disease (YOPD), drawing from a well of professional acumen to shed light on t...

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Six office workers in the Middle East wroking around a table
Articles December 2023
6 Considerations for Unlocking the Power of Group Life Insurance in the Middle East

This article explores six considerations fundamental to the growth of group life insurance tailored for small to medium-sized enterprises (SMEs) in the Middle East and, in doing so, provides valuable takeaways for insurers in markets around the world.

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Articles December 2023
Embedded Insurance: Closing the protection gap, one step at a time

The next generation of consumers appears primed to engage with embedded insurance products. Explore the opportunities and challenges around launching embedded products.

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A bright red motorcycle sits parked next to a sidecar
Research and White Papers December 2023
Sidecars for Life Insurers: Planning for the road ahead
Ë¿¹ÏÊÓƵAPP's Adam Pyke, Libby Corcillo, and Brendan Akos lay out the leading benefits, design considerations, and alternatives for life insurers to consider before committing resources to a sidecar. Read More
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Articles December 2023
Beyond the Pandemic: A driver-based view of mortality rates and their implications for actuaries
Ë¿¹ÏÊÓƵAPP’s Craig Armstrong shares insights from the IFoA’s Post-Pandemic Biometric Assumption-Setting Working Party, including their preferred approach to working with recent mortality data. Read More
Asian woman in a red sweater looking out the window
Articles December 2023
Bridging the Mental Health Gap in Asia: Challenges and opportunities

Mental illness in Asia is a significant and often poorly understood issue. The region faces a material protection gap, and the insurance industry is a key player in identifying opportunities to bring access and care to people in need.

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An older man wearing a bright red sweater pensively sips a cup of coffee.
Research and White Papers December 2023
U.S. Mortality Improvements: Socioeconomic differences and implications for the defined benefit pension market
Pensioners have distinct socioeconomic differences. Understanding those differences is vital for precise mortality assumptions and for preventing negative financial impacts. Read More
A giggling Asian baby leans against his father
Articles December 2023
Slow But Exciting Recovery for China's Reinsurance Sector

Ë¿¹ÏÊÓƵAPP's Jason Zhang, Head of China Market, discusses factors that drive the growth of China's reinsurance sector with Asia Insurance Review.

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A blood vial rests atop medical lab results
Research and White Papers December 2023
Mitigating Mortality Slippage of Preferred Classification in Non-fluid Underwriting: An Ë¿¹ÏÊÓƵAPP study
Curious about Ë¿¹ÏÊÓƵAPP's insights around mortality risk scores and other risk assessment issues? Contact us to learn more.  Read More
An Asian couple sits together looking at a laptop and smiling
Articles December 2023
3 Approaches to Make Health Insurance More Inclusive

Extending life and health coverage to groups with previously limited access to such products is a win-win for insurers and customers. Learn about three specific approaches to making insurance more inclusive.

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A female athlete soars over a single hurdle
Articles November 2023
5 Obstacles to Implementing Automated Underwriting and How to Overcome Them

Executives, underwriters, sales leaders, and actuaries are eager to take their underwriting systems to the next level but may face challenges as they explore automated underwriting options. Find out the facts about how a custom AU solution is implemented and scaled w...

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A black dog leaps atop a seated man in a wheelchair who is holding out a treat.
Articles November 2023
Aiming for a Brighter Future in Long-Term Care Insurance

In this insightful Q&A, Ë¿¹ÏÊÓƵAPP’s Harvey Brandvein and Nathan Berggoetz from the U.S. Individual Health team share their vision for strengthening protection for middle market long-term care funding needs.

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Woman on bench using mobile phone
Articles November 2023
Product Trends Around the World 3Q 2023

Ë¿¹ÏÊÓƵAPP provides quarterly updates on global product developments, which can be made available upon request.

This issue explores how insurers worldwide are developing products to meet the growing need for mental health solutions.

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Woman in red blazer looking at computer
Articles November 2023
Data Modernization in Insurance Part I: Creating a Data and Analytics Strategy

For today’s insurer, data modernization is no longer an option but a necessity. It starts with a well-crafted data and analytics strategy – rooted in business objectives, driven by updated processes and systems, and supported by sound data management.

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A cluster of actuaries gather around a computer to discuss data analysis
Articles November 2023
Confusing the Matrix Part II

In a Society of Actuaries , Ë¿¹ÏÊÓƵAPP's Ryan Holt illustrates the calculation of mortality impact with audit data ...

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A large group of red barrels holding chemicals are stacked on pallets
Research and White Papers November 2023
PFAS: Forever chemicals, forever trouble?

Although several per- and polyfluoroalkyl substances (PFAS) have been banned or limited in their future use, they continue to have a lasting impact on the environment and human health, with detectable levels apparent in most individuals.

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An overhead image of a businessman and woman holding a laptop
Research and White Papers November 2023
How Credit Data Enhances Mortality Risk Prediction: A new study by Ë¿¹ÏÊÓƵAPP
Curious about Ë¿¹ÏÊÓƵAPP's insights around mortality risk scores and other risk assessment issues? Contact us to learn more.  Read More