A worker tests poultry for avian flu
Research and White Papers July 2023
Avian Influenza Virus – What Insurers Need to Know
As the avian influenza virus circulates among multiple animal species, new viral subtypes have emerged, including H5N1 and H7N9, and more human infections are expected. Ë¿¹ÏÊÓƵAPP's Hilary Henly examines the insurance considerations  and pandemic potential.  Read More
Burned match among unburned matches
Articles July 2023
Feel the Burn

Post-pandemic, more workers worldwide report suffering from burnout, and it is likely the numbers will continue to rise. This article from 

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A female surgeon consults a patient monitoring device
Articles July 2023
Thinking about the Unthinkable: Key strategies for selling digital critical illness products
Discover how carriers can overcome digital CI sales challenges and connect with new consumer markets through customized messages about the personal and financial impact of critical illnesses. Read More
Illustration of data and networks
Videos July 2023
Artificial Intelligence for Actuaries
Curious about Ë¿¹ÏÊÓƵAPP's insights around AI and other technology tools?   Contact us Read More
Disability Insurance Fraud Detection and Prevention
Articles July 2023
Protecting the Right People: Exposing fraud in disability claims
The fight against fraud in disability claims requires constant vigilance and cooperation among all stakeholders. Working together we can better combat fraudulent activity and protect the resources meant for those individuals facing real challenges in their daily lives. Read More
Embedded Insurance Considerations for Life and Health Insurers
Articles July 2023
To Embed or Not? Six Key Considerations for Embedded Insurance
The need to create growth and new revenue streams is driving the implementation of embedded insurance solutions. But any insurer seeking to take embedded products from concept to reality must contend with a variety of risks and consumer-specific considerations. Read More
A friendly woman shakes hands with a colleague
Articles July 2023
Navigating Insurance Innovation
Building a successful business partnership demands discipline and commitment from both parties. This article explores important considerations for evaluating innovation partners to minimize risk and maximize the potential for a successful, game-changing collaboration. Read More
Checking Wearable Health Data
Articles June 2023
Quantifying Quantified Health
This article from discusses results of an Ë¿¹ÏÊÓƵAPP study on the relationship between medical expenses and lifestyle factors that ... Read More
Five Facts About Alternative Underwriting Evidence
Videos June 2023
Five Facts to Know About Alternative Evidence
Curious about Ë¿¹ÏÊÓƵAPP's insights around alternative evidence and other underwriting trends? Contact us to learn more.  Read More
A profile image of Carmony Wong
Articles June 2023
Opportunities Across Asia | Carmony Wong

Carmony Wong was recently promoted to Senior Vice President, Southeast Asia Markets and Chief Executive Officer, Hong Kong. In this Inside Ë¿¹ÏÊÓƵAPP Q&A, Carmony discusses how Ë¿¹ÏÊÓƵAPP and her role within the company have changed during her tenure ...

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Bancassurance Digitization Handshake
Articles June 2023
Current Trends and the Future of Bancassurance in South Africa

Ë¿¹ÏÊÓƵAPP’s bancassurance survey of South Africa’s leading insurers provides key insights for all markets around the challenges and opportunities created by the digitization of this proven distribution channel. Read more in this article featured in

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A man carefully sips a drink of coffee
Research and White Papers June 2023
Coffee Consumption – How Much is Too Much? And How Little is Not Enough?
While millions of people worldwide start their day with a cup of coffee to get that caffeine "hit," they may not realize that they are also promoting long-term health and longevity. Ë¿¹ÏÊÓƵAPP's Hilary Henly explores the benefits of daily coffee consumption and the implication... Read More
Life Insurance Fraud Detection and Prevention
Articles June 2023
Collaborative Database Delivers Tool to Detect Life Insurance Fraud Before It Happens
More data means more insights, and a data-sharing partnership between two industry leaders confirms that the challenges facing the industry can best be overcome together, through companies and organizations with aligned incentives collaborating and sharing resources. Read More
A man in a medical bed chats with an attending physician
Articles May 2023
Global Health Brief: Understanding medically necessary (medical necessity)

 

The goals of patients, medical care providers, and payers (e.g., insurers, governments) should align to provide the most effective processes to diagnose and treat a patient’s health conditions. When cost enters the equation, however, friction can develop. <... Read More
Wellbeing - The Future of Life and Health Insurance
Articles May 2023
Life and Health Insurers’ Future? Promoting Wellbeing
In this article for Julianne Callaway explains how insurers can redefine insurance-linked... Read More
An image of a woman checking her mobile device
Articles May 2023
Product Trends Around the World 1Q 2023

Ë¿¹ÏÊÓƵAPP provides quarterly updates on global product developments, which can be made available upon request.

This issue explores how insurers worldwide are developing products to meet the specific protection needs of women.

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Risk-Assessment-Going-beyond-underwriting-for-optimization
Articles May 2023
Risk Assessment: Going beyond underwriting for optimization

In this article for , Jackie Waas shares why it's important for insurer...

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Internet of Things
Articles May 2023
The Internet of Things: A Landmark Technology for Behavior Change?

The potential for IoT technologies to support behavior change is clear. In this article (original version published in ), Peter ...

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Ë¿¹ÏÊÓƵAPPctual Banner Issue 6
Publications May 2023
Ë¿¹ÏÊÓƵAPPctual May 2023 Issue: Listening and Aligning for Ë¿¹ÏÊÓƵAPP’s Future While Celebrating the Past

Explore Ë¿¹ÏÊÓƵAPPctual, our magazine covering innovation, experience, and development for insurance professionals. In this issue, we review the future, from the legacy of long COVID to the potential of Chat GPT, sustainable product development, and more.

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A woman using an ipad to assess comorbidities
Articles May 2023
Assessing Comorbidities Requires a Data-Driven, Multidisciplinary Approach: Part II

Part I of this two-part article series presents a simple but effective approach to understanding the relationship between two conditions. In Part ...

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