Articles January 2018
Sepsis: Recent Developments and Update

On May 26, 2017 the World Health Organization (WHO) adopted a resolution that recognized sepsis as a global health priority, pledged to improve its prevention, diagnosis, and management, and made a number of recommendations to reduce its global burden.1&nb...

Read More
Articles January 2018
Health Insurance in Southeast Asia

To meet the challenges of tomorrow, health insurers must focus on creating solutions for today. This starts by establishing a firm grounding in the local healthcare landscape. 

Read More
Articles January 2018
Risk Assessment of the Kidney Transplant Recipient

A Case Study: A 43-year-old male nonsmoker applicant with ESKD received a kidney in 2008 from a living donor. The Panel Reactive Antibody (PRA) score was low. The cause of the ESKD was an unknown primary kidney disease.

Read More
Articles January 2018
Seasonal Influenza and Mortality

Can big data from a bad flu season yield insights into all-cause mortality and help guide insurance risk assessment? ˿ƵAPP and Blue Dot partner to explore the global spread of infectious disease and arrive at fascinating insights.

Read More
Articles January 2018
Taking Credit: The Predictive Power of Credit Data to Accelerate Underwriting for Life Insurers
Results from Limra’s 2017 Insurance Barometer Study found that 70% of Americans who would consider purchasing life insurance are interested in doing so without taking a physical exam. But how can insurers meet consumer demand for convenience and accurately assess a... Read More
Articles January 2018
Engage Me
Everyone knows the story: The more engaged a policyholder, the lower the churn. The lower the churn, the lower the costs – a boon for insurer and policyholder alike. ˿ƵAPP Japan’s Chief Marketing Officer Jaqui Wassenaar&nbs...
Read More
Articles January 2018
Managing Risk, Assessing Opportunities

New technologies are rapidly transforming how consumers access healthcare services and what consumers expect from their insurers. 

Read More
Publications January 2018
ReFlections Volume 43, January 2018
Review a kidney transplant case, explore seasonal influenza mortality variation and get updated on sepsis.
Read More
Research and White Papers December 2017
˿ƵAPP Global Life and Health Underwriting Survey
It is the digital transformation of business processing that will, at last, enable insurers to start transforming the customer’s underwriting journey to one as seamless as the digital apps that will be the primary engagement tools for the next generation of consumers. Read More
Articles December 2017
Defense Against the Dark Arts: A Claims Management View of Fraud
Claims examiners learned a few lessons from duels with dark wizards, as they are often at the frontlines of insurance fraud detection – and prevention. ˿ƵAPP draws lessons from the magical world of Harry Potter. 
 
Read More
Articles December 2017
The Internet of Things: Key Considerations for Life Insurers
Smart homes, telematics devices, autonomous cars – it is clear the “Internet of Things” (IoT) is having a big impact on the property casualty insurance industry. But what are the implications for life insurers? A tour of technological advances and changing customer expe... Read More
Articles December 2017
Predictive Models on Conversion Studies for Level Premium Term Plans
˿ƵAPP was engaged by the Society of Actuaries (SOA) to research policyholder term conversion. In addition to a market survey and traditional experience study, ˿ƵAPP highlights findings from its predictive analysis. Contact ˿ƵAPP's research team  Read More
Articles December 2017
Long-Term Care — Are We Fishing in the Wrong Waters?
Historically,  have been designed to deal with the costs and typical durations associated...
Read More
Articles December 2017
Opinion: Thinking about Critical Thinking in Insurance Underwriting

Critical thinking may be the most essential, if und...

Read More
Articles December 2017
“I’m (Not) Just the Receptionist”

Lack of confidence is an anchor that can weigh you down when you are starting a job search or changing a career, especially when you are forced to do so because of a disability. It is also one of the leading causes of return-to-work claimant failures. Three job-searc...

Read More
Articles December 2017
Insuring Asia’s changing senior markets
Asia’s senior market is transforming just as access to new data is expanding: how can insurers use these advances to prospect new markets, develop new products, increase operational efficiency, refine pricing and find future growth?
Read More
Articles December 2017
Genetic Testing – What Does the Crystal Ball Really Reveal?

Knowing the basics of genetic testing and its underlying science is the first step in understanding genetic testing’s potential impact on insurance. Genetic testing is best defined as the analysis of DNA, RNA, chromosomes, proteins and metabolites in relation to heri...

Read More
Articles December 2017
Insurance of the Future – Where are we going?

What disruptive forces will insurers need to confront to compete? And what changes are already upon us? A summary of the changes afoot and the transformations ahead, from consumer engagement and underwriting to claims.

Read More
Articles December 2017
Fraud Doesn’t Take a Holiday

Here are a few to look out for this holiday season and throu...

Read More
Articles December 2017
Key Strategies for Growth in the Impaired Lives Segment
Sticking with business as usual – that is, providing traditional risk mitigation products for low-risk populations – has been a tried and tested insurance strategy for years. Subsequently, in many markets, competition for healthy consumers is stiff, products are becomin... Read More