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The problem is well documented: fraud in the protection space has produced significant underwriting losses throughout the Indian insurance industry. Read More

The global bancassurance market is a sizable and increasingly important channel for protection products Read More

The statistics are clear – distracted driving is deadly. Each day in the U.S., more than eight people lose their lives and 1,161 are injured in crashes involving a distracted driver. Read More

The insurance industry is primed for alignment with intersecting industries and for the next generation of innovators and entrepreneurs to lead the way. Read More

Mr Michael S. Shin, CEO, Ë¿¹ÏÊÓƵAPP Korea, looks at the demographic trends shaping Asia and the need for insurers to adapt their solutions to the tech-savvy millennial, high net worth individual and the senior. Read More

The psychology and drivers of choice are becoming core elements in how life insurers are looking to meet fundamental challenges. The fast-growing field of behavioural economics, which looks at how individual biases affect purchase decisions, is becoming a more significa... Read More

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 Information from genetic tests has the potential to improve population mortality and morbidity experience, but there are many challenges for insurers in using such information. Read More

Winner of the Best Essay Competition at 10th Annual Multaqa Qatar. Since the onset of the 2008 economic downturn and credit crunch, the world economic stage has been set for an abnormally long period of protracted sub-par growth. Read More

Across geographies, the financial sector is a significant contributor to any economy. Yet, financially engineered products carry inherent risks, including the death or disability of the borrower. Group credit life products, and their design and administration, are the k... Read More

Patient-reported outcomes are important – they provide perspective … that might not be captured by clinical measurement. Ë¿¹ÏÊÓƵAPP explores the insurance considerations.  Read More

With the advent of anti-retroviral therapy (ART) in the mid-1990s, HIV has become a controllable (albeit still chronic) disease. This article discusses insurance implications.  Read More

I had the recent pleasure of hosting a guided panel discussion at the 2016 SOA Health meeting, which took place June 15-17 in Philadelphia, Pennsylvania. During the panel, we discussed the competiveness of the group life insurance market and whether it is possible for c... Read More

With so much talk about InsurTech for millennials, insurers may be underinvesting in middle-income seniors. Find out how innovators are bringing new technology solutions for seniors to market and contact us to learn how Ë¿¹ÏÊÓƵAPPX is helping to address t... Read More

Cost-conscious buyers have been and continue to be more likely to purchase lower-cost, higher-earning savings products from life insurers as an alternative investment vehicle to build their assets Read More

Bancassurance growth in Asia has been surging over the past few years, strongly boosted by the main sizable bancassurance deals signed - several of which have valuations in the billions. Read More

Insurers first require good answers to several complex questions around wellness’ frictional areas of value, economics, and technology, as well as around issues of trust and engagement.

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Ë¿¹ÏÊÓƵAPP's Paul Sauvé, Senior Vice President, EMEA, Global Financial Solutions offers three observations about the evolution of Solvency II regulation over the past two decades and the emergence of cost-efficient reinsurance solutions for risk management.  Read More

Many insurance advisors might also say that today’s full underwriting process is not only long, but can be daunting for the advisor as well as the applicant.

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Amid rising costs and evolving needs, how can group insurers improve their competitive positions – and protect profitability? Read More