Ë¿¹ÏÊÓƵAPP

• Makes instant decisions on clean cases.
• Enables underwriters to focus their attention on more complex cases.

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The pendulum swings? Competitive intelligence suggests consolidation and declining growth rates that once defined global life reinsurance may be nearing an end.
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As the life and health insurance industry scrambles to innovate in the insurtech space, the best opportunities for progress may also come by building on work that has already been done – in banking.

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Long-term care claims are triggered when policyholders are not able to perform two to three specified Activities of Daily Living (ADLs). Ë¿¹ÏÊÓƵAPPx asks if long-term care insurance can be developed to protect seniors long before ADL disabilities become apparent.  Read More

My professional and educational background is actually in computer science – I transferred from Ë¿¹ÏÊÓƵAPP’s IT department to the data analytics group in 2013. So I came into the data side of things by way of technology. I love math, and I love to solve puzzles. The math in...

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While other companies may be trying to apply it to gain operational efficiencies, Ë¿¹ÏÊÓƵAPP in Asia is focusing on using BE in solution design.

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Amid these advantages, one fundamental challenge remains: Each year, the percentage of customers actually receiving a monetary benefit from owning life insurance is extremely low. In fact, annual claim rates are typically measured per mille (thousand) rather than as a p... Read More

At the Society of Actuaries (SOA) inaugural Predictive Analytics Symposium last month, Ë¿¹ÏÊÓƵAPP experts took a leading role in exploring the latest trends, tactics, and technology fueling the predictive analytics revolution.

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Toronto has a beautiful Victorian-style city hall. Behind its tower, which is somewhat reminiscent of London’s Big Ben, you’ll see an impressive, powerful and modern glass building soaring skywards. Read More

With each passing month, it seems that more and more cases without age reductions or with requests to remove existing age reductions find their way into my inbox. A pang of apprehension accompanies approval of such cases as I ask myself if I signed Ë¿¹ÏÊÓƵAPP up for claims tha... Read More

First do no harm? Ë¿¹ÏÊÓƵAPP’s Tina Haertzen draws underwriting lessons from liberalizing physician benefit plans and rising claims. Read More

Physical and mental care for ageing senior citizens is fertile ground for new technology solutions, including robotics. Read More

Diagnoses of mental and nervous disorders are rising, work leaves related to these diagnoses are also increasing, and many of these disabilities involve a work-related issue, such as conflict with colleagues or a direct supervisor, work overload or performance issue. Read More

In an era of rising cancer survival rates and costs of care, how can underwriters  help ease physical and financial suffering?  Read More

Our facultative expertise has become Ë¿¹ÏÊÓƵAPP’s calling card within the industry and served as a springboard for our growth globally.

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1. The intimate link between risk and capital
2. Optimisation means making trade-offs
...

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Lung cancer is the most frequently diagnosed cancer worldwide. It continues to be the leading cause of cancer mortality in both men and women, accounting for 1.69 million deaths worldwide in 2015¹. 

This article reviews key advances in the manag...

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Hypertrophic cardiomyopathy (HCM) is a heterogeneous inherited cardiac condition which has been studied intensely ever since the publication of its first formal description in 1958. Research in this field has benefited greatly from the development of echocardiography...

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The rapid ageing of many of Asia’s nations is definitely a challenge, and is opening opportunities for insurers in the region as well. Mr. Georgio Mosis from Ë¿¹ÏÊÓƵAPPx Asia, examines innovative ways to meet the ageing populations’ fast-emerging health and wellness needs. Read More