Articles June 2022
Five Areas of Medical Innovation in Critical Illness (CI)
No one is better at understanding critical illness (CI) than the physicians, actuaries, and analysts charged with defining it for critical illness policies. And, arguably, no job in insurance today is tougher. Explore five areas of rapid change are attracting the greate... Read More
Ë¿¹ÏÊÓƵAPPctual Banner Issue 2
Publications June 2022
Ë¿¹ÏÊÓƵAPPctual June 2022 Issue: Making promises. Keeping promises.

Explore Ë¿¹ÏÊÓƵAPPctual, a new magazine covering innovation, experience, and development for insurance professionals. In this issue, we investigate the role of reinsurance in extending financial protection and much more. 

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A pair of analysts examine cyberprotections in a server room
Articles June 2022
Expert Q&A: How to Protect Your Business from Cyber Threats

The current threat landscape is as treacherous as it has ever been given the war breaking out in Ukraine amid what was already an ongoing increase of state-sponsored threat actors. Other trends, such as increases in remote working and use of digital currencies, are a...

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Research and White Papers May 2022
Epidemic within a Pandemic: Opioid Misuse and Mortality Risk through 2020

The opioid crisis and the ongoing COVID-19 pandemic are intersecting with each other, significantly impacting mortality experience in the United States. In this research, Ë¿¹ÏÊÓƵAPP experts analyzed U.S. overdose mortality, aggregating experience data by several demographic...

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Research and White Papers May 2022
What Lies Beneath: Photoplethysmography (PPG) Solutions for Insurance

At Ë¿¹ÏÊÓƵAPP, we are eager to speak with clients about any support needed as the industry evolves. Download our 

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Articles May 2022
Back to Life: How Goal Setting Can Transform Post-COVID-19 Perceptions of Disability Claims
With most disability insurers experiencing increased volumes of claims and staffing issues, ongoing claim management has generally taken a back seat to adjudicate new claims. Now is the time to redirect our focus back to return-to-work efforts. Read More
Videos May 2022
Broader Implications for Middle East Life and Health Insurance

This video was developed in conjunction with actuview, the first permanent international media platform for actuaries (). actuview content reflects contributions from...

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Publications May 2022
Product Trends Around the World 1Q 2022

Ë¿¹ÏÊÓƵAPP provides quarterly updates on global product developments, which can be made available upon request.

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Articles May 2022
Augmented Underwriting and the Evolving Role of the Underwriter: Why Human Expertise Remains Central to the Future of Risk Assessment

New data and new data sources are being utilized to augment underwriting to build new tools through the power of machine learning and predictive analytics. In On the Risk, ¸é³Ò´¡â€™s Jeff Heaton and Michael Hill pr...

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arthritis visual featuring hands
Articles May 2022
Rheumatoid Arthritis – The Complex Arthritis

Rheumatoid arthritis (RA) is a chronic inflammatory disease characterized primarily by joint swelling and deterioration, leading to increased morbidity and mortality risk. The pathology of RA is complex, and its progression may lead to extra-articular manifestations....

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An MRI Showing Prostate Cancer
Articles May 2022
Multiparametric MRI and Prostate Cancer

Multiparametric magnetic resonance imaging (mpMRI) is an imaging tool with growing use in diagnosis, risk assessment, and management of individuals with prostate cancer. Explore current challenges with prostate cancer detection and diagnosis, and the role of mpMRI.

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Glial cells microscopic image
Articles May 2022
Glial Cells and Persistent Pain: Recent Advances

A category of cells known as glial cells, which were formerly thought to be all but inactive within the nervous system, are now known to contribute to experiences of pain. This insight is providing a focus for further research into possible biological approaches to m...

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Image of airport departure lobby showing busy population
Research and White Papers May 2022
TrueRisk® Life Population Study: A Study of TrueRisk® Life as a Mortality Predictor in the Contemporary United States Credit Active Population

In 2012, Reinsurance Group of America (Ë¿¹ÏÊÓƵAPP) completed its initial assessment of TrueRisk® Life in the United States. In a new study, Ë¿¹ÏÊÓƵAPP looks back and finds that credit data continues to be a strong predictor of mortality, even over the extended time period.

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Publications May 2022
ReFlections Volume 56, May 2022
Gain an in-depth look at pain, explore the latest science on rheumatoid arthritis, and learn more on multiparametric MRI and prostate cancer. Read More
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Articles April 2022
Using Behavioral Science to Help Disability Income Insurance Policyholders Return to Work
Behavioral science techniques can help facilitate return to work after a temporary disability. Ë¿¹ÏÊÓƵAPP recently partnered with the Group Assurance and Behavioral Economics teams of Old Mutual, South Africa, to conduct a trial on the topic. Explore our findings with Ë¿¹ÏÊÓƵAPP's Be... Read More
Articles April 2022
The Emerging Role of Traditional Chinese Medicine in the Therapeutic Management of COVID-19
Traditional Chinese medicine (TCM) has become more widely used as part of the frontline treatment for symptoms associated with COVID-19.

Ë¿¹ÏÊÓƵAPP's Dr. Si Ning Zhao provides an overview of research dedicated to understanding TCM's role and use... Read More
Articles April 2022
The Future of Insurance is Embedded: Life Policies at the Point of Sale

Embedded insurance is proving to be a powerful way to reach new audiences and to bridge the protection gap. Ë¿¹ÏÊÓƵAPP's Diana Bosworth and Matt Berkley examine the current landscape and explain why insurers should closely follow this ...

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A chain of glowing binary code
Articles April 2022
Cryptocurrency: The Newest Challenge to Financial Underwriting
The latest novel challenge to establishing a client’s financial insurability has arrived: determining the value of digital assets, including cryptocurrency.

In this article, Ë¿¹ÏÊÓƵAPP's Carolyn Pritchard highlights why it's important for underwriters t... Read More
Articles April 2022
How Health Insurance Benefits from Behavioral Economics

Ë¿¹ÏÊÓƵAPP Middle East's Ashley Moheeput reviews how health insurers can use behavioral economics to create positive long-term health outcomes for their customers. The article first appeared in the March 2022 issue of

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