Cracked earth through drought
Articles February 2022
Demographic Drought or Workplace Revolution? The Great Resignation and Disability Claims
The main cause for the staffing shortfall is well known: a multi-year failure to attract and retain a younger workforce. Yet, anecdotal evidence suggests a labor market reckoning dubbed the “Great Resignation” may be worsening the challenge Read More
Abstract image of face representing mental health
Videos January 2022
Can Data Help Close the Mental Health Treatment Gap?

Curious about ˿ƵAPP's medical insights?  Contact us&...

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Videos January 2022
Exercise and Your Heart

Curious about ˿ƵAPP's medical insights?  Contact us to learn m...

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Light flashes over compass and data
Videos January 2022
Agents of Change: Seven Ways Bancassurers are Reimagining Life Insurance

Curious about ˿ƵAPP's medical insights?   Conta...

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Claims images collaged with COVID-19 images
Articles January 2022
Claims and COVID-19: ˿ƵAPP Global Survey Sheds Light on Short-Term Challenges and Longer Lasting Risks
From July to September 2021, ˿ƵAPP surveyed 61 major insurers around the world to find what 2020 COVID-19 claims experience may signal for the future. The results reveal a compelling story of swift industrywide adaptation, remarkable achievement – and continuing strain. F... Read More
Articles January 2022
˿ƵAPP's 2021 Surveys Round-Up and Trends to Watch

Better understand the latest trends and developments in life and health insurance by exploring findings from ˿ƵAPP’s 2021 surveys. 

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Runners checking wearable devices
Videos January 2022
Can Demystifying Wearable Data Save Policyholders and Payors?

This video was developed in conjunction with actuview, the first permanent international media platform for actuaries (). actuview content reflects contributions from actuarial instit...

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Hospital and clinical markets in the Middle East
Articles January 2022
Life and health insurance in the era of COVID

As 2022 gets underway, the Middle East region’s life/medical insurance markets are moving steadily toward a new equilibrium. ˿ƵAPP's Tamer Saher spoke to 

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Organ donation with nurse transporting organs
Articles January 2022
Xenotransplantation – The Future of Organ Transplants in Humans

Extended life expectancy has led to many more people living with chronic diseases, who may ultimately require organ transplantation in the treatment of their condition, yet these organs are in short supply. Xenotransplantation may represent one solution.

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Articles January 2022
Quantifying Lifestyle Behaviors Holds the Key to Wider Adoption of Insurance-Linked Wellness Programs

Life insurance-linked wellness programs were first developed more than 20 years ago, and insurer interest in these programs has continued to grow ever since. Nevertheless, all these years and seemingly countless program launches later, the industry has yet to fully r...

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Articles January 2022
Why Sleep Matters

Don't snooze and lose? ˿ƵAPP's Dr. Adela Osman, Chief Medical Research Officer, ˿ƵAPP South Africa, offers an eye-opening examination of sleep and medicine in ReFlections. She argues that sleep deprivation is an under-recognized public heal...

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climate with smoggy skyline
Articles January 2022
Prioritizing Life and Health in a Changing Climate through Innovative Insurance Solutions
Climate change’s impact on the world and on insurance continues to grow, and Dr. Georgiana Willwerth- Pascutiu, DBIM, Vice President and Medical Director, ˿ƵAPP Toronto, explores climate change’s current challenges and opportunities for the insurance industry. Read More
Hyperglobulinemia
Articles January 2022
Hyperglobulinemia and Risk Assessment: A Case Study
˿ƵAPP's Dr. Sheetal Salgaonkar, Vice President and Medical Director, Global Medical, ˿ƵAPP India, offers a fascinating case study on serum protein tests and how they should be considered in risk assessment. Read More
Woman hiking with a companion
Articles January 2022
4 Key Considerations for Insurance-Linked Wellness Program Success

Insurance-linked wellness programs, which for years have shown more promise than sustainable results, now appear poised for widespread implementation and impact. In working with clients around the world, ˿ƵAPP has developed wellness-related insights in four key areas&n...

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Closeup on Lens aperture to show vision
Articles January 2022
Goodbye, Hello: The Pandemic Lingers, but its Legacy of Transformation is Already Visible for Reinsurers

Is hindsight 2021? ˿ƵAPP's Ron Herrmann shares lessons learned from a turbulent year and looks forward to a bright future.

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physician inputting information into laptop
Research and White Papers January 2022
The Power of Predictive Moments: How digital distribution of life insurance must evolve
When it comes to marketing life insurance, a new study from ˿ƵAPP suggests timing may be everything. ˿ƵAPP's behavioral science team conducted an experiment based on a neuroscience testing technique called Implicit Reaction Time to explore how best to predict when consumers... Read More
Publications January 2022
ReFlections Volume 55, January 2022
Read a case study on serum protein tests, explore climate change’s impact on health and more. 

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COVID-19 Rx Script
Articles December 2021
Low-Severity Prescription Medication Histories: Good for Risks?

Individuals who have only low-severity medications in their prescription histories may not necessarily be those with the least mortality risk. In On the Risk, ˿ƵAPP's experts discuss the ways mortality risk of those with less robust histories and no high-sever...

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Strength test for the frail
Articles December 2021
Frailty: Implications and Risk Assessment for Underwriting
By the year 2060, almost 24% of the US population will be age 65 or older. Biomedical and public health advances have led to great increases in longevity and a shift in disease burden to multiple chronic diseases with aging. In On the Risk, ˿ƵAPP's experts discus... Read More
Articles December 2021
Agents of Change: Seven Ways Bancassurers are Reimagining Life Insurance
Bancassurers are at a crossroads. Amid rapid evolution in customer expectations, business models and technology, banks and insurers must determine how best to take advantage of change. ˿ƵAPP's Othmane Akesbi surveys the landscape and shares seven trends to watch. Read More