Publications January 2023
ReFlections Volume 58, January 2023

Explore the sequelae of long COVID, the range genetic therapies designed to target certain cancers, and developments in cystic fibrosis.

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Articles January 2023
Right to Underwrite: Navigating an evolving global landscape

The emergence of consumer-focused regulations regarding data privacy, the use of big data/artificial intelligence (AI), the use of genetic test results, and the Right to be Forgotten (RTBF), among other factors, challenge the ability of insurers to profile risk and p...

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Articles December 2022
Regional Marketing in Asia | Queenie Choi
In this Inside Ë¿¹ÏÊÓƵAPP Q&A, Queenie Choi, Chief Commercial Officer, Asian Markets, shares why she’s passionate about the life and health insurance industry, how she plans to achieve her goals for growth, and what she believes sets... Read More
A multigenerational Asian family enjoys a park overlooking a river
Articles December 2022
First Simplified Issue Critical Illness Product Comes to China
In 2022, Ë¿¹ÏÊÓƵAPP partnered with a leading insurer in China to launch that market’s first simplified issue critical illness (CI) product. This truly innovative product retains the essential risk protection of traditional CI products while bringing greater access to insurance... Read More
Image of family walking through airport
Articles December 2022
Assessing Foreign Travel Risk Presents a Moving Target

In On the Risk, Ë¿¹ÏÊÓƵAPP's Melissa Gallegos provides an overview of current foreign travel risk and urges insurers to remain vigilant and view every country as a world of its own.

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covid treatments and stacks of pills
Articles December 2022
Review of Available Treatments for COVID-19
In On the Risk, Ë¿¹ÏÊÓƵAPP's Lauren Garfield and Dr. Maryam Shapland provide a comprehensive overview of the U.S. Food and Drug Administration (FDA) approval process, the use of the Emergency Use Authorization (EUA), a timeline of ... Read More
Elderly woman being helped up
Articles December 2022
Eldercare Cover Can Help Curb the Long-Term Care Crisis
There's a growing need for a better solution to support and protect aging populations and their caregivers. In this article, Ë¿¹ÏÊÓƵAPPX's Chase Huey shares how proactive, preventative, and responsive care can help seniors age in place, support their caregiver... Read More
Claims talent drain: applicants for job interview
Articles December 2022
Addressing the Claims Talent Drain
Ë¿¹ÏÊÓƵAPP Singapore's Terence Leong shares three steps insurers can take to foster an engaged and motivated workforce. 

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Accelerated underwriting - blurs of traffic in urban streetscape
Articles December 2022
When Accelerated Underwriting Makes Sense: Seven factors to consider

Accelerated underwriting can speed the insurance process and provide better coverage and pricing options for applicants. In 

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Blood testing
Articles December 2022
Global Health Brief - Platelet Rich Plasma: A Closer Look

In this Global Health Brief, Ë¿¹ÏÊÓƵAPP Middle East's Dr. Avinash Samudre provides a comprehensive overview of platelet-rich plasma (PRP), also known (albeit less commonly) as autologous conditioned plasma (ACP), platelet-rich growth factors (GFs), platelet-rich fibrin (PRF...

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Ë¿¹ÏÊÓƵAPPctual Banner Issue 4
Publications December 2022
Ë¿¹ÏÊÓƵAPPctual December 2022 Issue: Great minds need heart

Explore Ë¿¹ÏÊÓƵAPPctual, a new magazine covering innovation, experience, and development for insurance professionals. In this issue, we ask why great minds need heart. 

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double exposure image of workers against sunrise
Articles November 2022
The Future of Work: Employee Benefits
The future of work will be flexible, and benefits are no exception. Employers must continue to adapt and provide the types of benefits today’s employees need most, including quality health and financial protection. Winning strategies for group insurers globally wil... Read More
Articles November 2022
Moving from Aging to Aged Populations in Asia
Insurers must redesign protection products to cater to the needs of people at every stage of life. The right steps now can provide security and greater peace of mind for elderly consumers as well as sustainable business growth for insurers. Read More
A cluster of workers meet in a glass walled office
Articles November 2022
Behavioral Science and Product Development

Behavioral science can also enable assessment of market response to a new product’s concept and benefits. Voice of the Customer (VOC) surveys can glean vital information about customer attitudes and viewpoints about particular benefits and pricing.

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busy crowd with woman checking phone
Articles November 2022
Product Trends Around the World 3Q 2022

Ë¿¹ÏÊÓƵAPP provides quarterly updates on global product developments, which can be made available upon request.

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A female runner in profile exercises in a wooded park
Articles November 2022
Tailoring Wellness Programs to Meet Growing Demand and Drive Engagement
By delivering a customizable portfolio of wellness products and services, insurers can meet demand for ongoing physical, mental, and financial support and adapt to changing market needs to build on healthy behaviours and loyalty in the long term. Read More
Articles November 2022
U.S. GAAP's Long Duration Targeted Improvements | Chris Murphy
In this Inside Ë¿¹ÏÊÓƵAPP Q&A, Chris Murphy, Senior Vice President, Global Projects, Global Valuation, discusses Ë¿¹ÏÊÓƵAPP’s efforts to comply with the U.S. Financial Accounting Standards Board’s adoption of ASU 2018-12. Read More
A display of connectivity over an urban cityscape
Articles November 2022
Data Analytics and Underwriting: Case Studies in Applied Risk Aggregation

The convergence of underwriting and data analytics is essential to the future of insurance. Working through sample case studies, Ë¿¹ÏÊÓƵAPP’s @Guizhou Hu shows how insurers’ ability to combine various data sources using all tools at their disposal is the key to success.

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Child turning down vegetables
Articles November 2022
The Innovator's Dilemma: Transforming the Perception of Insurance from a Bitter Pill to Source of Savings
When it comes to insurance, many life insurers are struggling with this same issue: Carriers have not been able to get many consumers to move past the perception of life insurance as a bitter pill or a nasty vegetable, rather than a solution to a key financial problem. Read More
microbiomics illustration
Research and White Papers November 2022
Microbiomics: How the Microbiome is Making a Macro Impact
This article explores why the microbiome is important to human health, what causes the microbiome to change, and how microbiomics might be used in diagnostics and therapeutics, particularly for cancer. Read More