Ë¿¹ÏÊÓƵAPP

Better known as Online Merge with Offline, OMO strategies combine interactive technologies with traditional retail frameworks to strengthen the overall life insurance consumer experience. In Hoken Mainichi, Kazunori Hashida of Ë¿¹ÏÊÓƵAPP Japan and Chandra Reddy o... Read More

Hungry for career success? Ë¿¹ÏÊÓƵAPP's Soo Meng-Foo cooks up some compelling recommendations for anyone entering the insurance industry. This article won recognition at the Leaders of Tomorrow competition during the  Read More

The popularity of defined benefits is waning among European consumers. As many as 25% or more of Europeans between ages 25 and 59 are not enrolled in a pension plan. Asset managers, insurers, banks and even pension funds are searching for options to complement e...

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In the war against high prescription drug costs, the pharmacy benefit manager might be your most powerful ally. Barbara Tomlin explains why in  Read More

Infectious diseases continue to be a topic of great concern for medical professionals, researchers, public health officials, and insurers. Ë¿¹ÏÊÓƵAPP interviews Michael T. Osterholm, Ph.D., MPH, a global expert in infectious disease epidemiology, regarding current and evolving... Read More

Jennifer Thoreson, R.N., AALU, Executive Director, Underwriting Services, U.S. Mortality Markets, Ë¿¹ÏÊÓƵAPP, provides a comprehensive overview of the current state of EHRs, how EHRs now compare with attending physician statements, and the benefits and challenges both bring to... Read More

Dr. Karneen Tam, Medical Consultant, Ë¿¹ÏÊÓƵAPP Asia Pacific, provides an in-depth discussion on cardiovascular and kidney complications related to diabetes mellitus and the mitigating effects of newer classes of medication in ReFlections.   Read More

It’s challenging to institute change in the workplace, but a strategic approach can help improve your chances of success. Ë¿¹ÏÊÓƵAPP's Janell Lobdell shares lessons from her career in Read More

In the second article in a three-part series, Ë¿¹ÏÊÓƵAPP International’s Anil Sanwal explores industry trends in group insurance and outlines the advantages of partnering with employers to increase employee understanding of benefits (insuranc...

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Explore diabetes-related cardiovascular and kidney complications, digital health data, infectious disease, and more.
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As global population pyramids invert, governments will strain to meet growing protection needs and dependency burdens. Ë¿¹ÏÊÓƵAPP's Tim Rozar takes 

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• Opioid-related overdose mortality has steadily increased for people with all levels of education since 2005.
• Heroin and synthetic opioids caused a surge in opioid-related overdose deaths from 2012 to 2017.
• The relative potency of opioids prescrib...

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In this fourth and final article in Ë¿¹ÏÊÓƵAPP’s Fraud Series for ON THE RISK (OTR), Ë¿¹ÏÊÓƵAPP's Colin DeForge and Danielle Storts provide key tips for underwriters to recognize the red flags that signal fraud. As the first line of defense, underwriters serve a crucial role... Read More

How changes in legislation may affect disclosures by applicants regarding their use of cannabis. Ë¿¹ÏÊÓƵAPP's Hilary Henly explores the considerations in On the Risk. 

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Fact, Fiction, or Both? Read More

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When it comes to risk pricing in group insurance, many carriers are relying on similar rating factors and arriving at the same indistinguishable price quotes. Unable to differentiate product offerings, carriers face a future of highly saturated, low-growth markets an...

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Is leadership more about EQ (emotion quotient) than IQ? Ë¿¹ÏÊÓƵAPP’s  thinks so, and makes a powerful case that leadership skills are not innate b...

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In , Ë¿¹ÏÊÓƵAPP's Dan Lyons discusses the rise of a fourth industrial revolution an... Read More