Articles November 2019
˿ƵAPP Global Bancassurance Products by Profitability: Highlights At-a-Glance

Bancassurance is a dominant global distribution channel for life insurance sales. ˿ƵAPP recently conducted a  in 18 markets around the world to better understand ...

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Articles November 2019
Living with Cancer: Is this Critical Illness the New Chronic Disease?

A half century ago, surviving cancer, even when detected early, was relatively rare; today, medical advances make survival much more likely, and the need for critical illness coverage much more apparent. To better understand the cancer survivor’s journey...

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Articles November 2019
Insurance Innovation: Six Steps to Success
Successful product innovation does not happen in an instant. It requires a thorough process – from observation and conception through testing and execution – and demands that the insurer devote the time and resources necessary to see that process through. ˿ƵAPP shares a c... Read More
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Articles November 2019
Digital Healthcare and Taming Medical Inflation Part II: Progress, Potential, and the Role of Insurers
This is the second installment in a two-part series of articles about rising healthcare costs and digital technology’s potential for developing a solution.  Read More
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Articles November 2019
The Gig Economy, Its Workers, and Group Benefits

In today's saturated group insurance market,  freelance or "gig" workers represent an underserved segment. Yet how can insurers create employee benefit-style plans for gig workers that meet both workers’ needs and their own value propositions? And how can these ...

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Articles November 2019
Self-Funding for Regional Health Plans: Pros and Pitfalls

Today over 60% of all the employers in the U.S. self-insure their employee medical benefits, and the self-insurance rate is poised to grow even more. Among the options, employer stop loss (ESL) insurance has proven particularly attractive. ˿ƵAPP's Dave Sipprell&nb...

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Videos November 2019
Artificial Intelligence: Chess and Underwriting
Could the advances in artificial intelligence that have been applied to the game of chess be applied to actuarial science and underwriting? Read More
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Articles November 2019
Global Health Brief – Navigating Allergen-Specific Immunotherapy (AIT)

Allergen-specific immunotherapies (AITs), which offer relief for some classes of allergies, are increasingly becoming a preferred treatment option. However, these treatments can be challenging to review and assess from the insurance perspective. This brief offers hel...

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Articles October 2019
Trick or Treat: How Smarter Segmentation and Data Use Can Help Insurers Win Policyholders and Avoid Ghoulish Risks
For some, there’s no spookier scenario than blood work and cumbersome forms to obtain insurance coverage. But as Neil Parkin of ˿ƵAPP South Africa explains, emerging risk segmentation techniques, combined with smarter use of data, could help ease these fears. Read More
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Articles October 2019
Insurance Best Practices for Data Protection: A Play-by-Play Analysis

˿ƵAPP's Brad Lipic, Vice President, Head of Data Strategy, Global Research and Data Analytics, investigates the changing world of data privacy amid growing public concern about misuse and theft of personal information. Contact Brad to learn how our data strat...

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Image of a hand emerging from smoke with vape pen
Articles October 2019
Underwriting Vaping-Related Lung Injury
The potential health risks of vaping – the use of e-cigarettes to deliver nicotine or cannabinoids as a vapor instead of smoke – are now capturing headlines for an alarming spike in sickness. ˿ƵAPP’s Dr. Dave Rengachary, Senior Vice President and Chief Medical D... Read More
Doctor prescribes opioids
Articles October 2019
Underwriting Opioid Risk: One Doctor’s Journey

Get a first-person view of the unfolding opioid epidemic from a physician who lived it. She recounts her experiences attempting to treat pain, while preventing addiction, and draws lessons for insurers.

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Claims analysts around the table
Articles October 2019
Claiming Culture: ˿ƵAPP and SALT Associates Survey Claims Departments on How Corporate Culture Influences Productivity and Engagement

This SALT/˿ƵAPP survey suggests that cultivating a workplace culture that fosters individual growth and team success confers a competitive advantage. Claims staff who want to share their company pride and confidence in the value of their work create the best marketing ...

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Research and White Papers October 2019
Digitization and Strategy: Bancassurance Trends and Best Practices in 2019

˿ƵAPP’s surveys and distribution research reveals that bancassurance is largely driven by r...

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Articles October 2019
How to Accelerate Life Insurance Innovation: A look inside ˿ƵAPPX’s Life Design Sprints
With Life Design Sprints, ˿ƵAPPX is changing the insurance industry’s approach to innovation. Participants must reach outside their comfort zones in a highly productive, creative environment aimed at generating impactful ideas and delivering real results.  Read More
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Articles September 2019
Global Claims Views: Suicide and Claims Challenges
As claims professionals, we are frequently reminded of the stark reality of suicide. In our first article published in March 2019, “ Read More
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Articles September 2019
Global Claims Views: Suicide Prevention Initiatives
As claims professionals, we are frequently reminded of the stark reality of suicide. In “ Suicide Trends and Risk Factors,” R... Read More
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Articles September 2019
Opinion: Thoughts on Leadership - Failing to Prepare Is Preparing to Fail
Is preparation the key to success? ˿ƵAPP's Olav Cuiper thinks so. In , he shares some advice that comes from experience.                  ... Read More
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Research and White Papers September 2019
Update: Unnatural Cause of Death Experience Study

˿ƵAPP updated a 2015 analysis of World Health Organization (WHO) mortality data to develop a thorough analysis of cause...

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Articles September 2019
Coming of Age: How life insurers can cater to millennials as they become the largest living adult generation

Millennials are less likely than other age groups to know how much life insurance they need, let alone what type to buy, and are likely to assume the cost is far more than the actual cost. ˿ƵAPP's Ronald Poon-Affat explores the influence of a demographic group 

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