Ë¿¹ÏÊÓƵAPP

Taiwan Retains a Majority of its premiums, with non-life ceding about 30% of its Premiums(31.4% in 2015 and 30.0% in 2016). followed by the personal accident and health segment with 1.5% and the life segment with 0.7% in 2015. Read More

Did you know the human brain receives an estimated 11,000,000 bits of information per second through all our senses, but the conscious brain can only process about 40 bits per second?  We are continually being influenced in ways of which we are not consciously awar... Read More

While reading a financial newspaper in my Rio de Janeiro office, I came across an article describing the lifestyle of Andrew Hyde, a successful serial startup entrepreneur who had deliberately whittled his worldly goods down to 15 items. Read More

Congestive heart failure has been with us for centuries and remains a leading killer, confounding physicians and case managers alike. ROSE® recently produced a webinar on this important topic featuring Lisa Smith, Advanced Nurse Practitioner with the Minneapolis Heart I... Read More

Is the promise of wearable technology too good to be true? Inclusion of wearables in life insurance products to date has not matched the interest. But advances hold great promise. Ë¿¹ÏÊÓƵAPP’s Julianne Callaway explores the power and perils of these promising devices in Dig...

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How can group insurers stand out from the crowd? Select smarter services. Ë¿¹ÏÊÓƵAPP’s Jim Rathburn and Anil Sanwal outline four key questions insurers need to ask before adding any value-added service to employee benefits packages in

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According to a 2016 study by Bloovo.com, an online staffing and recruitment company specializing in the Middle East, SMEs currently account for 90% of registered companies in the MENA (Middle East and North Africa) region. A 2017 study by MENA Research Partners states t... Read More

Smoking cessation has been a large contributor to improving mortality over the past few decades and tobacco use, amongst adults and teens, is at an all-time low. However, the trend of vaping and e-cigarettes has exploded. What are the implications for insurers?

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It should come as no surprise that increasing longevity poses challenges in countries with strong public pension systems. Spain, my native country, provides an excellent case study: streamlining the Spanish public pension system will be critical to safeguard its sustain... Read More

Great hope (and perhaps hype) have also been generated, with claims of liquid biopsies becoming a game-changer primarily in the diagnosis and treatment of cancer. Driving this forward is significant large-scale investment⁵ in this new and rapidly developing t... Read More

In an industry undergoing dynamic change, Ë¿¹ÏÊÓƵAPPX is identifying the best paths forward for life insurers seeking sustainable success. Read More

Wearable technology has the potential to transform the life insurance industry by empowering insurers and insureds alike with valuable health knowledge.

Contact Ë¿¹ÏÊÓƵAPP's research team to learn more about wearables and digital insurance. 

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Eat your vegetables. Stay active. Avoid smoking. Keep out of the sun. Patients have been hearing this good advice from their doctors for a long time. Now, researchers are uncovering new evidence that our lifestyle choices can measurably influence mortality risk ...

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Cancerous tumors shed whole cells or tiny bits of DNA and other genetic material into the bloodstream and other bodily fluids. This allows clinicians to potentially analyze blood samples to detect a tumor's unique mutations and offer a personalized treatment regimen, al... Read More

The challenges presented by aging populations extend far beyond North America. The world is facing a situation without precedent: soon, the elderly will outnumber children as a proportion of the global population. Explore how the insurance industry can respond.  Read More

Mark S. Dion, Ë¿¹ÏÊÓƵAPP's Vice President of Strategic Underwriting Innovation, dis...

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Testing Boom: Experts witnessed a spike in gen...

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As awareness of mental health issues grows, insurers are witnessing a corresponding demand for coverage.
Contact us to discuss mental health, case management, and other value-added services. Read More

As insurers develop accelerated underwriting programs and take steps toward more efficient processes, lower costs, and a streamlined customer experience, innovations across the insurance industry are helping to improve risk insights. It is never too ea...

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Many extreme sports have grown in popularity and evolved to become more hazardous. Some are un-regulated, or occasionally governing bodies are reluctant to release injury and fatality figures, making it hard to establish appropriate morbidity and mortality rates. What s... Read More