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With so many variables and so many opportunities, many different digital paths await a new generation of trailblazers. Health insurers need to start taking the first steps toward digitization now. Read More

When it comes to innovation, are insurers ignoring the obvious – and failing to meet clients true needs?  Read More

The word “influenza” comes from the Italian for influence of the stars and dates to the early Middle Ages, at a time when most of us still looked to the skies for solutions. ˿����ƵAPP provides a compelling call to action in Read More

Automatic or "e" underwriting tools and rules emerged, helping to improve straight-through processing. But, by and large, the process of risk selection and underwriting has remained unchanged. Same paradigm. No shift. Read More

Actuarial science and the assessment of mortality risk has evolved slowly over the past few centuries. This is all set to change. Exponential growth of data coupled with massive increases in computer processing power are accelerating the ability of insurers to understan... Read More

From faked deaths to real murder, cash-strapped policyholders, con artists and unscrupulous agents can go to extraordinary lengths in pursuit of a fraudulent life insurance payout. Hear from ˿����ƵAPP's Kathryn Cox, SVP, Business Development, U.S. Mortality Markets, on what a... Read More

For a long time, the industry has stressed that you have to innovate or die, but that doesn’t mean that you have to do everything yourself. For many insurers, innovation has proved to be difficult and costly. ˿����ƵAPP's Olav Cupier discusses the power of data, technology, an... Read More

From the point of view of insurance incumbents, the grass does look awfully green for insurtechs – companies that use technology to improve insurance industry efficiency and lower its costs. Read More

Digital innovation within insurance distribution is moving at a rapid pace. This report features telling insights from survey respondents on how they currently engage with digital marketing tools, partners, and vendors. ˿����ƵAPP's rLinkage is an insurtech solution tailore...

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Like a Rubik’s Cube, investigating a claim from a nomadic group member is complex and has many sides – from the manner of acquiring insurance through the claims process. For new claims examiners especially, the webs of deceit can be so intricate that they are very di...

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The costs of specialty pharmacy medications have exploded and are rapidly approaching half of overall medicine spending. ˿����ƵAPP's ROSE^® Consulting Group shares five quick tips to help case managers better manage costs and medical outcomes. This article w...

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How can Accidental Death and Disability (AD&D) claim analysts make decisions as they review complex, drug-abuse-related mortality? ˿����ƵAPP's Elaine Hughes suggests assessing the totality of the facts and circumstances surrounding the claim. Read More

Curious about the effects of recreational cannabis use on the human body? ˿����ƵAPP South Africa produced a quick reference guide for insurers.  Read More

Can machines learn? ˿����ƵAPP Senior Data Scientist Dr. Dihui Lai thinks so, and he should know. Lai unveiled an ˿����ƵAPP-developed “AI-Augmented” underwriting system at the 

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A high-level overview of key life insurance impacts from the legalisation of cannabis in South Africa. 

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˿����ƵAPP surveyed 21 group insurers on open enrollment trends involving eight voluntary products. The findings were intriguing. Read More

˿����ƵAPP shares basic steps insurers can take to prevent overfitting for more accurate predictive models.  Read More

˿����ƵAPP is a global leader in life and health underwriting, honored repeatedly for medical underwriting, underwriting support, underwriting innovation, and training. Read More

When evaluating the value of disability insurance, is it time to consider more than the product and the price? ˿����ƵAPP's Neil Parkin explores the importance of case management. Contact us to discuss other case management services. Read More

Expect the unexpected when it comes to the Middle East credit life market -- that is the conclusion of ˿����ƵAPP's Tamer Saher in an article in the  EMEA Quarterly Newsletter Read More