Red figure points the way for  team of runners
Articles September 2018
Life Design Sprints: Beat the Brainstorming Blues
Is there a better way to brainstorm? ˿ƵAPP introduces the idea of "life design sprints" in the EMEA Quarterly Newsletter. Read More
Articles September 2018
Acceleration: The Key to Transforming the Customer Journey

As insurers develop accelerated underwriting programs and take steps toward more efficient processes, lower costs, and a streamlined customer experience, innovations across the insurance industry are helping to improve ri...

Read More
Man manipulates wearable device on wrist
Research and White Papers September 2018
Wearable Technology in Life Insurance
For insurers to effectively utilize wearable technology, it is important to understand the metrics captured by devices. Insurers must also be mindful of regulations, set reasonable expectations, and balance the risk and rewards of new developments. This white paper summ... Read More
Articles September 2018
The Association of Loneliness, Social Engagement, and Social Activity with All-Cause Mortality

Hilary Henly, Head of Underwriting, Ireland and Director, Divisional Underwriting Research, presents an innovative review of some non-traditional predictors of mortality and morbidity. She discusses the impact of loneliness, social engagement, and social activity. Gi...

Read More
A labworker extracts genetic material
Articles September 2018
Polygenic Risk Scores: Combining Thousands of Genetic Variants to Predict Disease
Richard Russell, Ph.D., Lead Health Data Scientist, U.K., Division of Global Research and Data Analytics (GRDA), addresses polygenic risk scores (PRSs) and provides an update on the quickly advancing knowledge in this area of genetics research and risk assessment. Read More
View of large urban city
Articles September 2018
Increasing Urbanization Brings New Challenges for Life Insurers
Across the globe, we've given up the tractor for the subway, the open sky for the concrete jungle. We are now an urban planet. What are the consequences of this urban growth to human health and wellness? Georgiana Pascutiu, M.D., ˿ƵAPP Medical Director, Global Medical Sup... Read More
Articles September 2018
Opinion: A Different “Mid-Life” Crisis, and the Purpose of Life Insurance
A brush with death prompts a new appreciation for life ... and life insurance. 
Contact ˿ƵAPP to learn more about insurance careers, our culture, and our mission. 
Read More
Lab worker extracting stem cells from storage
Articles September 2018
Global Health Brief: Stem Cell Therapy
Stem cell therapies are becoming increasingly visible and supported in clinical medicine. The U.S. and Canada currently have well-defined stem cell business models and are making significant investments in the field. Japan has also seen new regulations governing regener... Read More
Publications September 2018
ReFlections Volume 45, September 2018
Explore polygenic risk scores, social engagement and other non-traditional predictors of mortality and morbidity.
Read More
Articles August 2018
In Plain View? Interrupting Violence and Abuse through Case Management
Our deepening understanding of physical costs of violence and abuse has profound implications for life and health insurance. ˿ƵAPP’s ROSEBUD® Consulting Group recently invited Pamela DeWitt-Meza to present a webinar on “Intersections of Abuse” to help... Read More
Videos August 2018
Use of Genetics in Insurance and Growing Opportunities for Anti-Selection (Webcast 1 of 4)

In this first in a series of four webcasts, Peter Banthorpe, Global Head of Research and Data Analytics at ˿ƵAPP, discusses the growth in direct-to-consumer (DTC) genetic testing, regulatory policies to control genetic discrimination around the world, and potential for...

Read More
DNA strand collaged with phenotyping
Articles August 2018
The Risk of Anti-Selection in Protection Business from Advances in Statistical Genetics
During the past decade, significant progression in genetics research has allowed scientists and clinicians to explore the human genome in incredible detail. When coupled with the ever-decreasing cost of DNA sequencing, the era of genomic medicine can now be considered t... Read More
Videos August 2018
Genetics 101: Genetic Risk to Disease and Polygenic Risk Scores (Webcast 2 of 4)
Dr Richard Russell, Lead Health Data Scientist at ˿ƵAPP, explores the latest genetics research concerning human susceptibility to disease and examines the pertinent question: can genetic information transform clinical risk assessment in terms of disease prediction and str... Read More
Videos August 2018
˿ƵAPP Research Collaboration with King’s College London (Webcast 3 of 4)

Professor Cathryn Lewis, from King’s College London, outlines details of a research collaboration with ˿ƵAPP investigating the importance of genetic information to predict morbidity and mortality outcomes. Professor Lewis presents some results of the study, using the i...

Read More
Green strip of DNA strands
Videos August 2018
Genetics and Risks of Anti-selection (Webcast 4 of 4)

Peter Banthorpe, Global Head of Research and Data Analytics at ˿ƵAPP, discusses the results of ˿ƵAPP’s research study with King’s College London and the implications for genetic anti-selection in protection insurance.

Read More
Articles August 2018
How Demographics and Attitudes Impact Insurance Fraud
˿ƵAPP is a proud member of the Coalition Against Insurance Fraud, America’s only anti-fraud alliance speaking for consumers, insurance companies, government agencies, and others. We invited Matthew SmithDirecto... Read More
Articles August 2018
All in the Family: Detecting and Preventing Community Fraud

Are you interested in learning the latest fraud tactics and prevention methods? Save the date for the , taking place August 18-20, 2019, in St...

Read More
Articles August 2018
Opinion: The Lifetime Learner in Insurance ˿ƵAPP

Self-education is more important than ever. In the insurance industry, we must continually adapt to new technology, changing processes and evo...

Read More
Vibrant mix of colored paint showcasing energetic market
Articles August 2018
Alive and Vibrant: Product Innovation in Response to Increasingly Complex Risks
Life reinsurers are evolving in response to new and more complex risks. Read More
Articles August 2018
Solving the microinsurance puzzle: Life insurance, Japan and distribution innovation

InsurTech is enabling microinsurance to become a growth area for Asia’s insurers. In this second article in ˿ƵAPP’s 2018 series on digital innovation in Asia Insurance ReviewShoichi Yokota of ˿ƵAPP Japan discusses the latest dev...

Read More