Ë¿¹ÏÊÓƵAPP

This article compares group life and disability products and how their exposure basis and claim processes contribute to volatility and reinsurance decisions Read More

Elders age 65 and above are fast becoming a dominant population in Asia, leading to rising incidence of hypertension, obesity, stroke and Type 2 diabetes. Read More

The holiday season provides an excellent opportunity to reprise a peculiar life insurance application that first arrived on our desks in 2015. How do you provide an accurate risk assessment of an elderly, obese, former smoker who flies experimental aircraft in danger...

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A growing economy, the issuance of guidelines and a sizable Muslim population mean that takaful has the potential to become a strong segment of Nigeria’s insurance sector. 
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Many questionable disability claim durations are driven by claimant fear and misconceptions. Anxiety, feeling as if they have lost control over their lives, and being unfamiliar with and intimidated by trying to navigate disability and medical systems create needless...

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Medicine continues to develop at a rapid pace. This article explores these developments and their impacts on life insurance.  Read More

Microinsurance, or insurance for the low income and mass market, is a fast-emerging financial service taking advantage of low current penetration rates and the increasing need to protect emerging consumers from financial shocks. This article explores the opportunities a... Read More

Ë¿¹ÏÊÓƵAPP partner ITDS Business Consultants presented the first survey of European insurers’ use of social media. Read More

A key focus of the valuation function is the calculation of policy liabilities in respect of business that an insurer or reinsurer has on its books and to reserve appropriately to meet these liabilities.  This article explores the role of data in that tas... Read More

The survey shows that trends in the EMEA life insurance market aren’t much different than the rest of the world — but for one interesting difference. As elsewhere, insurers in Europe experience slow product development and could benefit from greater product support a...

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This article describes the use of big data in developing a credit-based model in the United States. 

 

 

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Solvency II finally and irrevocably went into effect on January 1, 2016 after more than a decade. This article examines ways not only to comply but to thrive in this new environment. 
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The search for growth in a low interest rate environment, combined with excess capital and regulatory developments, has prompted insurers to seek inorganic growth opportunities. Ë¿¹ÏÊÓƵAPP investigates emerging drivers behind larger insurer deals. Read More

Ë¿¹ÏÊÓƵAPP partner ITDS Business Consultants presented the first European survey of insurers’ use of social media in 2015. This article explores the results based on a survey of 15 major European insurers from nine nations.  Read More

Attention deficit hyperactivity disorder (ADHD) might be the most controversial of psychiatric labels, and one that challenges insurers. This article explores medical underwriting considerations.  Read More

For the past several years, a host of procedures have become the province of robot surgical assistance. This article examines the history, current state and claims considerations of robotic surgery. 
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In this Briefing Note, we look at the many traps that can adversely affect a disability claims assessor’s decision-making process, and how they can be identified, recognised and ultimately avoided. 

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When it comes to making a claim decision, what would disability claim analysts/case managers say is the #1 most important inform... Read More

Nine out of 10 brokers have provider clients asking about self-funded products, and 78% have provider clients interested in offering self-funded products. Ë¿¹ÏÊÓƵAPP's David Sipprell and Lauren Pickard explore findings from a recent healthcare stop loss survey. 
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