Life insurance has been sold in Asia for the last two centuries. Initially, the market consisted of multinational American and European companies, selling mostly to expatriates, with domestic insurers entering later and focused more on the local populations. Reflecti...
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Mobile phone companies use it to predict which of their customers are likely to buy a new data plan or cancel an existing data plan. Financial services companies can use it to detect fraudulent transactions or the likelihood of default on a loan or mortgage.
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Testosterone testing is on the rise in the U.S. and United Kingdom. Some of this rise is probably related to the increasing awareness of the symptoms of testosterone deficiency (TD) among males. This article explores the science and the underwriting implications...
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In the ongoing quest to manage claims costs, insurers across the globe have put a lot of effort into improving their underwriting, administration and forensic capabilities. The successes over the past few years of wellness programs, however, shows there is a...
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