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The battle over whether the industry could charge sex-distinct rates was waged in the longevity products arena in the United States. This article explores the history.   Read More

Explore issues of ReFlections published from 2000 to 2015. 
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Bladder cancer is a common disease worldwide. Incidence varies across the globe, with the highest burden of disease in developed countries. This article examines observed trends, medical advances and underwriting implications.  Read More

The purpose of this two-part article is to look at biomarkers (with a focus on NT-proBNP) in use or under investigation in the medical world that are not currently widely used in the insurance market. Read More

Long-term care insurance (LTCI) is usually not thought of as an interest-sensitive product. Policyholder behavior, such as filing or terminating a claim or lapsing a policy, is not believed to tie to certain economic triggers Read More

Clear, factual insights into underwriting shisha – the practice of smoking tobacco in waterpipes. Read More

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Mr Martin Houle of ˿����ƵAPP Middle East Limited looks at how life insurance companies can use predictive modelling to optimise internal data, and the various techniques that may be utilised. Read More

Over the past decade, the “smaller” nations of Southeast Asia have grown rapidly and taken substantial developmental strides, with several becoming attractive markets for life and health insurance. Read More

Wellness programs are gaining popularity as healthcare providers try to lower the costs associated with chronic diseases, employers strive for a healthy workforce, and individuals become motivated to take control of their own health. This article examines the implicati... Read More

The treatment of cancer is undergoing a major period of research and development; this article explores the insurance implications. Read More

The nation's private market was launched in 1991, when health insurance was made mandatory by law for all employers, including private companies. Read More

Based on our global research, bancassurers interested in standalone protection products, or strengthening current offerings, should focus on five strategic work streams.   Read More

Perhaps no other field of neurology has seen as rapid and promising developments as multiple sclerosis (MS). This article examines emerging treatments and insurance considerations.  Read More

Sudden cardiac death (SCD) is the most common cause of death in Western countries. This article explores the Brugada syndrome and ECG signatures of occult syndromes that have the potential to induce...

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Is there just more news of infectious disease outbreaks today, or are they actually increasing in frequency? Confronting these questions requires a look at factors that drive the emergence and international spread of infectious diseases.  Read More

General aviation refers to all flight by non-commercial airline carriers. There are roughly 600,000 certified general aviation pilots in the United States. Accident experience over the period from 2002 to 2012 was analyzed. This article examines the... Read More

˿����ƵAPP discusses the benefits of voluntary products for employee, employer, broker and insurer. Read More

˿����ƵAPP undertook to analyse suicide rates before and after the 2008 financial crisis. This article reveals our findings.  Read More