˿����ƵAPP

˿����ƵAPP's 2020 survey of key brokerage firms reaffirms that to succeed in entering the self-funded market, providers can benefit from a strategic partner to help with distribution support, as well as a comprehensive package of services. Read More

Is diabetes more deadly for women and the young? Recent research, jointly undertaken by ˿����ƵAPP and MIB, examines mortality and morbidity indicators for diabetics based, for the first time, on both MIB’s impairment records and ˿����ƵAPP’s prescription drug history information....

Read More

It can be difficult to remember a time when tourists did not find themselves confronting a maze of mandatory quarantine requirements, cancelled flights, and closed borders. And yet, like all pandemics, COVID-19’s grip on the globe will ease, restrictions will end, fo...

Read More

What can studies tell us about the public’s perception of COVID-19 risk, and how can this information help insurers understand consumer mindsets and needs? Should communicators use shock tactics such as fear appeals to help people gain an appropriate understanding of ri... Read More

The impacts of COVID-19 are still being felt across the globe – in volatile financial markets, among consumers, and in our personal lives. While insurers, regulators, and governments continue to focus on the downside financial risks caused by the pandemic, COVID-19’s...

Read More

Could an evolution in insurance distribution be on the horizon? Resistance to online purchasing has been a persistent challenge for insurers, but signs indicate the COVID-19 pandemic may be shifting consumer attitudes, even as it disrupts lifestyles.

Read More

Are people living with HIV (PLWH) at risk of poorer COVID-19 disease outcomes than the general population? ˿����ƵAPP's Dr. Summer Zhu provides an overview of three noteworthy reports focusing on how COVID-19 interacts with HIV. Read More

How do people decide what they want or need to know? Why do people seek, ignore, or even actively avoid certain information? How does information feed knowledge that can change behavior?

These questions have all been made more pertinent and urgent by the pandemi... Read More

Curious about ˿����ƵAPP's behavioral science expertise?   Contact us to learn more. 

The impacts of COVID-19 are s...

Read More

How is COVID-19 affecting U.S. group disability claims? A series of polls conducted at ˿����ƵAPP’s 26th annual Disability Claim Leaders Forum offers intriguing insights into how 18 major group disability carriers are approaching challenges wrought by the pandemic, from claims... Read More

Toyotaro Niino of ˿����ƵAPP Japan takes a closer look at the use of coinsurance as a potential protection solution for carriers of foreign currency-denominated single premium savings products in Japan – a strategy that may offer insights for insurers facing similar challenges... Read More

Attitudes and priorities of Hong Kong consumers have changed amid social isolation and a slowing economy due to the COVID-19 pandemic, offering a valuable view of a changing global reality. According to ˿����ƵAPP's Wesley Wu, these trends seem likely to continue to present ne... Read More

Optimism abounds that the first COVID-19 vaccine will soon be approved following interim trial results announced by Pfizer/BioNTech, Moderna, and AstraZeneca/Oxford (for one dosing regimen) showing their vaccines to be at least 90% effective against the disease.

<... Read More

Researchers are watching to see if Northern Hemisphere locations will experience a dual influenza and COVID-19 season – a so-called “twindemic” – or if influenza will remain at historically low levels while COVID-19 is predominant. ˿����ƵAPP's Netanya Martin and Derek Kueker ... Read More

Part II in a series of articles about emerging trends shaping the future of health and wellness, the second installment provides an overview of how financial wellness programs that incorporate life and disability coverage are expanding beyond the group space and moving ... Read More

No study of mortality is complete without a deeper analysis of underlying causes, including seasonal factors. Victor Barriga, Chief Actuary of ˿����ƵAPP Spain and Portugal, provides a Read More

˿����ƵAPP Hong Kong and the ˿����ƵAPP Asia Pacific regional team explore recent innovations in genetic testing and provide guidance on how insurers can prepare for and adapt to changes on the horizon in the genetic moratorium era.

 

Read More

Actuarial science, and insurance more generally, is a crucible for this concern.  At a 2017 Insurtech Connect Conference in Las Vegas, Chief Executive Officer Daniel Schreiber of the startup Lemonade suggested that AI will supplant the traditional actuarial role...

Read More

Curious about ˿����ƵAPP's research?   Contact us to learn more. 

This video was developed in conjunction with actuv...

Read More

Telehealth is growing and likely here to stay beyond the COVID-19 pandemic. While insurers may choose not to directly run their own telehealth programs right now, they should familiarize themselves with program requirements in order to keep up with the rapid development... Read More