Articles November 2020
Group Optional Benefit Premiums in Canada: A Closer Look
Ë¿¹ÏÊÓƵAPP Group Reinsurance conducted a survey of Canadian insurers on group optional products to assess the growth in premium in the past five years.
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Collage of microscope with closeup of molecule
Articles October 2020
COVID-19 Brief: How is the disease best treated?
Ë¿¹ÏÊÓƵAPP's Dr. Radi Counsell discusses what can be learned from the two largest clinical trials, RECOVERY in the U.K. and the global SOLIDARITY trials. The concerted research efforts evaluate potential COVID-19 treatments by studying more than 150 different drugs, and  ... Read More
Image of artificial intelligence and silicon wafer
Articles October 2020
Artificial Intelligence in Life Insurance: Time to Go on Offense
The AI renaissance in insurance has arrived. Winners will be those companies that proactively develop a plan and work to execute it. In other words, go on offense. If you only play defense, the best possible outcome is to simply tie the game. Read More
Boat on Stormy Seas
Articles October 2020
All-weather Innovation: Time-Tested Tools to Tackle Any Business Climate
COVID-19 has unleashed a storm of business, social, and economic change that insurers must navigate. Jonathan Hughes of Ë¿¹ÏÊÓƵAPPX offers practical and proven principles and tools to help companies to innovate, adapt, and thrive, not only in the present tumultuous times ... Read More
Lightbulb balanced over city skyline
Articles October 2020
Cultivating an Underwriter’s Competency: Developing Critical Thinking

Part III in a series of articles on developing underwriting thought processes, this third installment focuses on ways to develop critical thinking skills.

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Videos October 2020
Challenges of COVID-19 Mortality Data

Curious about Ë¿¹ÏÊÓƵAPP's research? Contact us to learn more. 

This video was developed in conjunction with actuview, th...

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Illustration of a single COVID-19 molecule
Videos October 2020
COVID-19 Mortality Rates by Age and Gender

Curious about Ë¿¹ÏÊÓƵAPP's research?   Contact us to learn more. 

This video was developed in conjunction with a...

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Articles October 2020
COVID-19 Reinfection: Does Protective Immunity Develop After SARS-CoV-2 Infection?
What does SARS-CoV-2 reinfection mean in terms of future immunity and vaccine efficacy? Ë¿¹ÏÊÓƵAPP's Dr. Georgiana Willwerth-Pascutiu reviews available evidence and warns insurers that confirmed reinfections increase the likelihood that underwriters will encounter this medical... Read More
Loneliness - single disabled woman
Articles October 2020
The Price of Safety: Social Isolation, Eldercare, and Opportunity for Insurers

By 2030, one in every eight of the earth’s inhabitants will be over age 65,[1] and attempts to address the current coronavirus pandemic are shining a particularly punishing light on a silent epidemic of social isola...

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Image of world held in hands
Articles October 2020
Insurance Challenges and Product Development Opportunities Amid Negative Health Impacts of Climate Change
While the long-term health impact of climate change remains unknown, how can the insurance industry prepare its product development processes now to be ready for the changes to come? Read More
Image of elderly couple making purchase with smartphone
Articles October 2020
How Digital Payments Could Connect Older Adults to Insurance Services
The COVID-19 pandemic not only increased reliance on digital platforms, but also accelerated the use of digital payments. While the elderly are often reluctant to adopt new technologies, they may have the most to benefit from a cashless society. As elderly populations b... Read More
Articles October 2020
Emerging Trends Shaping the Future of Health and Wellness Part I: Wearables Get Smart(er)
Part I in a series of articles about emerging trends shaping the future of health and wellness, the first installment dives deep into the latest advances in wearable technology. Ë¿¹ÏÊÓƵAPP's Matt Berkley provides an overview of opportunities the refocused attention on personal... Read More
Image of vaccine in syringe
Articles October 2020
The Old, the New, and the Borrowed: SARS-CoV-2 Vaccines and Beyond
A safe and effective vaccine against the pathogen behind the novel coronavirus pandemic is eagerly awaited by billions across the globe, hoping to help bring the crisis to an end. Ë¿¹ÏÊÓƵAPP's Dr. Summer Zhu provides an update on clinical SARS-CoV-2 vaccine development, with a... Read More
Herd immunity as illustrated by crowded street
Articles October 2020
Herd Immunity in the Context of the COVID-19 Pandemic
When does a disease stop spreading through a population? The formula is simple: A critical mass of immune individuals can break a chain of infection. The difficulty is in the details and the variables. In ReFlections, Ë¿¹ÏÊÓƵAPP's Dr. Karneen Tam explains the tricky m... Read More
Vaping man
Articles October 2020
Today's Vapers, Tomorrow's Smokers?
A cloud of uncertainty? In ReFlections, Ë¿¹ÏÊÓƵAPP's Hilary Henly, investigates growing use of e-cigarettes and the practice of vaping among the young and exposes adverse health effects, unknown risk, and the increased potential for long-term dependence. Read More
Image of cannabis
Articles October 2020
Cannabis – A Complex and Rapidly Evolving Landscape
Is cannabis ready for prime time? Some believe it might be a universal remedy â€“ the new super-drug and an alternative to opioids for the treatment of chronic pain. Others are skeptical. In ReFlections, Ë¿¹ÏÊÓƵAPP's Dr. Georgiana Willwerth-Pasc... Read More
Articles October 2020
A Race to Digitize: Ë¿¹ÏÊÓƵAPP's 2020 Group Insurance Open Enrollment Market Practices Survey

Digitization has consequences, from additional tracking to growing interest in non-traditional products, and yet many of the factors that contribute to a successful Open Enrollment process remain the same.

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Elderly woman and young caregiver enjoy breakfast
Articles October 2020
Unburdening Caregivers: New Benefits, Apps, and Services Emerge to Address an Eldercare Crisis

From expanded leave to telemedicine services and insurtech apps, a range of insurance innovations are emerging to address an urgent need of an overburdened and shrinking pool of unpaid caregivers for the elderly. Insurers have a unique opportunity to help bridge this...

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Collage of dollars and stethoscope
Articles September 2020
COVID-19 Brief: Pandemic's impact on healthcare claims costs and setting premium rates
Ë¿¹ÏÊÓƵAPP's Simon Dreyer considers the driving factors of changes in healthcare claims costs amid the pandemic, and the challenges these changes pose in determining appropriate and fair future premium rates. Read More
Collage of world and data and urban skyline
Articles September 2020
COVID-19 Brief: The role of data science, technology, and AI in infectious disease tracking
Do big data, innovations in technology, and AI offer new hope in pre-empting, preventing, and combating the threats of infectious disease outbreaks? Ë¿¹ÏÊÓƵAPP's Dr. Heather Lund provides an overview of the latest innovations used to fight the novel coronavirus. Read More