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Articles September 2020
Learning to Surf

Ë¿¹ÏÊÓƵAPP's Gaston Nossiter shares four lessons that can ...

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Articles September 2020
10 Steps to Launching a Digital Insurance Product
Digital transformation remains new territory for insurers in Mexico, but new product innovation introduced this year may be changing that – while also addressing a critical coverage need for an underserved population. Read More
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Videos September 2020
The Evolution of the Actuary in a World of Automated Machine Learning

Curious about Ë¿¹ÏÊÓƵAPP's research? Contact us to learn more. 

This video was a keynote presentation developed for the ac...

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Fatigue with exhausted nurse
Articles September 2020
Global Claims Views: Claims Management Principles in the Evaluation of Disability for Post-COVID-19 Fatigue Claims

Reports are growing of COVID-19-related fatigue that lingers long after recovery. Ë¿¹ÏÊÓƵAPP's Marilda Kotze shares a practical step-by-step guide to disability claims assessment for these complex cases, from the initial adjudication to ongoing management. Specialists and a...

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Research and White Papers September 2020
Obesity: A Silent Pandemic

Millions of overweight and obese individuals are at increased risk of non-communicable diseases and early mortality than the non-obese. Ë¿¹ÏÊÓƵAPP's Hilary Henly explores what insurers need to know about the consequences of rising obesity rates and dietary trends across the...

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Publications September 2020
ReFlections Volume 51, September 2020
Evaluate the complex topics of cannabis, e-cigarettes, and herd immunity.
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Research and White Papers September 2020
Claims Fraud, Abuse, and Leakage: Ë¿¹ÏÊÓƵAPP’s Middle East Life Insurance Claims Survey

Certain product lines may be more susceptible to fraud in the Middle East market, according to a first-of-its-kind survey. Ë¿¹ÏÊÓƵAPP's Rahul Gupta explains five steps insurers can take to fight back. At Ë¿¹ÏÊÓƵAPP, we are eager to speak with clients about any su...

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Image of man gazing into the distance with COVID-19 mask
Articles September 2020
The Evolution of a Crisis: A Medical Director’s View of COVID-19

Who would have thought there would be a pandemic like COVID-19? Almost everyone, Ë¿¹ÏÊÓƵAPP's Dr. Daniel Zimmerman writes in On the Risk. Insurers modelled this risk with tail stress tests, but the coronavirus still brought surprises, so agility and flexibility con...

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Videos September 2020
Suicide: Can We Leverage Our Tools to Save Lives?

Curious about Ë¿¹ÏÊÓƵAPP's research?   Contact us to learn more. 

This video was developed in conjunction with actuview, ...

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Articles September 2020
The Three C's of COVID-19: Compassion, Communication, and Common Purpose

Compassion, communication, common purpose – In On the Risk,  Tim Rozar, Chief of Staff at Ë¿¹ÏÊÓƵAPP suggests that, no matter how trite it may seem, COVID-19 reminds us that we are really in this together and insurers have a unique opportunity to make a differ...

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Closeup of an obese person bursting buttons on a shirt
Articles September 2020
COVID-19 and Obesity: How excess weight increases risk of infection, severe illness, and mortality
How does obesity contribute to increased risk of SARS-CoV-2 infection, as well as severe cases of COVID-19? Ë¿¹ÏÊÓƵAPP's Hilary Henly delves deep into data and explains how the high global prevalence of obesity is impacting infection rates and worsening the pandemic in countri... Read More
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Articles September 2020
Cultivating an Underwriter’s Competency: The role of heuristics and neutralizing bias in critical thinking

Part II in a series of articles on developing underwriting thought processes, this second installment focuses on potential challenges and shortcomings related to decision-making skills. Ë¿¹ÏÊÓƵAPP’s underwriting experts outline strategies to help neutralize heuristics and b...

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Burnt out matches
Articles September 2020
Life Insurance Underwriter Burnout and How to Avoid It
Pandemic-driven pressures are magnifying existing challenges within the underwriting profession. Ë¿¹ÏÊÓƵAPP's Lars Haaland and Catie Muccigrosso look into potential solutions that might help insurance companies emerge as leaders post-COVID-19. The key is to implement processes... Read More
Image of longevity via cairn of stones against water
Articles September 2020
Wellness in Insurance: A Coming of Age Story
Increased interest in and application of wellness products indicate that we may be closer than ever to realizing the potential of insurance-linked wellness programs. Insurers are presented with the opportunity to expand their engagement with consumers and serve as long-... Read More
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Articles August 2020
COVID-19 Brief: Three product digitalization trends in Asia insurers should watch
The pandemic has launched and accelerated digitalization initiatives throughout the business world. Ë¿¹ÏÊÓƵAPP's Terence Leong and Diana Bosworth study three major product digitalization trends that could be part of a potentially permanent change for the insurance industry, fo... Read More
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Articles August 2020
Back to Basics? Evolution of Distribution Models in Inclusive (Micro) Insurance

The evolution of microinsurance offers important lessons for all insurers seeking to close a lingering protection gap through new distribution models, says Ë¿¹ÏÊÓƵAPP's Ola Oyekan. The secret? Microinsurers have found success by reaching beyond traditional approaches t...

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Caregiver image: elderly woman playing chess with younger woman
Articles August 2020
Long-Term Care: A Middle-Market Senior Care Solution
Labors of love: millions of caregivers will struggle to juggle work and family obligations with care for elderly relatives. Ë¿¹ÏÊÓƵAPP's Bruce Stahl and Winona Berdine ask us to consider a different approach to meeting long-term care needs. 
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Articles August 2020
Lessons Learned: Fixing Weak Links to Fight the Next Pandemic
In the battle against COVID-19, Ë¿¹ÏÊÓƵAPP's Dr. Daniel Zimmerman asks whether we are playing a strong-link world. He outlines six lessons insurers and clinicians can learn from the indirect consequences of the virus and calls for greater focus on addressing vulnerabilities in... Read More
Blue harbor docked boats
Articles August 2020
Safe Havens: Investment destinations to harbor the pandemic storm
Ë¿¹ÏÊÓƵAPP's Imran Lorgat explores investment destinations amid the pandemic in the  of FA News. Read More
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Articles August 2020
Insuring Against Low-Probability Events: What can Wimbledon's pandemic clause teach us about assessment of rare risks?
Preparing for the improbable - In the of FA News, Ë¿¹ÏÊÓƵAPP's Wade Butlion explores the psychological reasons why so many fail to institute forward-looking risk manageme... Read More