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While long-term effects of the pandemic remain hazy, it seems clear that carriers are turning to collaborations to adapt more rapidly and effectively to unprecedented disruptions, and these insurers seem better likely to translate short-term responses to COVID-19 into s... Read More

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COVID-19 has caused significant economic and financial hardship around the world, and policyholders seeking to shore up finances may consider letting insurance coverage lapse. ˿����ƵAPP's Othmane Akesbi shares five practical strategies to mitigate the impact, both now and int... Read More

Life and Health Insurance Underwriting is entering a “new normal”.
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That was the chief finding from a wide-ranging ˿����ƵAPP survey from 2019, and the impact of COVID-19 seems likely to only reinforce these trends. Now, more than ever, consumers are demanding modernization, and those insurers demonstrate greater technical agility, inc...

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This article is Part IV, the final, in a series that addresses fraud prevention during the coronavirus pandemic by following the life cycle of an insurance policy – from  a... Read More

˿����ƵAPP conducted a survey in June 2020 across eight markets in the Asia region to learn more about consumers’ perception of the insurance industry’s response to the novel coronavirus crisis so far. Neill Muller and Fang Zhong reveal what the results mean for insurers movin... Read More

Part I in a series of articles on developing underwriting thought processes, this first installment takes an academic approach to understanding how underwriters’ decision-making changes with experience. The authors further consider the implications for training young...

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Post-viral syndrome? While the long-term consequences of COVID-19 are yet to be determined, previously healthy individuals are reporting persistent and chronic fatigue after recovering from the virus. Dr. Paul Davis shares researchers' developing understanding of a w...

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How do you determine the right infection fatality rate (IFR) when territory-specific data isn't available for a particular projection? ˿����ƵAPP's Global Data and Analytics team provides an overview of different types of IFRs, calculation methods, and considerations for (re)i... Read More

Get the facts about group disability claims appeals from a first-ever survey of common practices and challenges. Read More

A pandemic presents a perfect moment to rethink old premises, to unlearn established practices, and to ask unexpected questions. For example, why not perform an additional risk assessment upfront – before ordering evidence – to determine if the outcome is likely to j...

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˿����ƵAPP's Bob Gooderl and Alex Bunte provide practical guidance on how insurers can prevent fraud in policy administration in today's changing and uncertain environment. The COVID-19 pandemic has not only complicated many basic aspects of policy administration, but it ha...

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The Black Swan, a book by Nassim Nicholas Taleb, suggests that it is difficult to know both the probability and size of extreme events, and explains how an event can become a black swan. Is the COVID-19 crisis one? While multiple warnings and relative histroic importanc... Read More

Since the start of the pandemic, the effects of COVID-19 on expectant mothers have been unclear, yet worrisome. ˿����ƵAPP's Dr. Nutan Wane reviews the latest research on its impact on pregnancy and childbirth. Read More

What factors are associated with risk of death from COVID-19? What does this mean for insurers? ˿����ƵAPP's Anna Currie and John Ng provide an analysis of the recent OpenSAFELY study, the largest conducted to date by any country on COVID-19.  Read More

˿����ƵAPP's Data Insights team presents three different ways to visualize COVID-19 mortality rates for Italy and England in a hospital setting. Exploring data from countries that started to experience the pandemic sooner may help inform how mortality may develop in other coun... Read More

Do high levels of air pollution contribute to increased risk of severe illness and death in patients with COVID-19? ˿����ƵAPP's Hilary Henly explains what ambient air pollution means for COVID-19 infection and death rates. Read More

COVID-19 appears to be much more fatal for men. ˿����ƵAPP's Global Data and Analytics team analyzed the data across age groups and multiple countries to gain a clearer understanding of the relationship between age, sex, and COVID-19 mortality.

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Could air pollution contribute to the risk of developing Alzheimer’s disease? Can mental stimulation and social connection protect against the cognitive decline? ˿����ƵAPP's Hilary Henly explores lifestyle and environmental risk factors, explores genetic insights and testing ... Read More